Turnkey Licensing (MiCA / MiFID) at FiveFins is about getting you from “we want to be regulated” to “we are operating under a licence” with a clear, realistic plan. We focus on investment firms and MiCA-covered crypto asset service providers that need both strong governance and robust technology to satisfy regulators.
We help you define the business model, products and client types you want to serve, and map them to the right regulatory permissions. From there, we work with you and your legal advisers on the target operating model, governance structure, control framework and technology stack that will sit behind the licence.
The outcome is a coherent licensing package: documentation, processes, IT and data descriptions that are consistent with each other and aligned with what you actually plan to run in production — not just a theoretical set of policies on paper.
From concept to licensed operation
A licence is not only about forms and policies; regulators want to understand how your business works end-to-end — client journeys, risk management, outsourcing, IT and reporting. We help you connect all these pieces so that your licensing file, your systems and your day-to-day operations tell the same story.
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Regulatory scope & roadmap
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Licensing documentation & delivery support
We work with your management, product, risk and compliance teams to answer the core questions first:
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What services do you want to offer, to which clients and in which jurisdictions?
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Which permissions under MiCA / MiFID (and related regimes) does this imply?
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What does the target operating model look like — entities, functions, outsourcing, vendors?
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How can we stage the launch so that you can go live with a workable scope and expand later?
This gives you a clear regulatory path and an internal roadmap that are aligned from the start.
Once the scope is clear, we help you prepare and maintain the artefacts that support your application and ongoing supervision:
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Business plans, service descriptions and client / product definitions.
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Process maps, control descriptions and governance documentation.
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IT, security and data architecture descriptions, including key outsourcing relationships.
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Input and coordination with your legal and compliance advisers, and support for regulator Q&A.
We stay involved through implementation so that what is described in the file is actually what gets built and operated.